Aon expands Data Center Lifecycle Insurance Program as digital infrastructure boom drives demand

Aon is aggressively scaling its Data Center Lifecycle Insurance Program, a product that didn’t even exist before mid-2025 and has already undergone multiple capacity expansions. The program launched with $1.5B in capacity and has grown to $3.5B as of April 2026.

From $1.5B to $3.5B in under a year

Aon’s Data Center Lifecycle Insurance Program, or DCLP, was designed to solve a specific problem for data center developers. Traditionally, insuring a hyperscale data center meant stitching together separate policies for construction, operational risk, business interruption, and cyber threats. Each policy from a different insurer, each with its own terms, gaps, and headaches.

The DCLP takes a single integrated facility approach: one program covers the entire lifecycle of a data center, from the moment construction begins through full operation.

The trajectory has been steep. Aon launched the program in mid-2025 at $1.5B capacity. By January 14, 2026, it added another $1B, bringing the total to $2.5B. Then on April 15, 2026, another $1B expansion pushed it to $3.5B.

The coverage spans Construction All Risks, Delay in Startup, operational property damage, business interruption, and cyber risks that can reach up to $400M per facility.

Why this matters beyond insurance

Data centers are unusual assets. They combine the construction risk of a major building project with the operational complexity of a technology platform and the cyber exposure of a digital business. Aon’s DCLP was designed specifically to address that fragmentation problem. The program’s expansion has coincided with surging demand driven by cloud computing growth and AI investment in hyperscale data center infrastructure.

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