Breaking: Ripple Expands RLUSD Adoption: Fast, Low-Cost Payments Now Live

April 3, 2025 by Mishal Ali

Key Takeaways

• RLUSD is now integrated into Ripple Payments, enhancing cross-border transactions.
• The stablecoin nears $250 million market capitalization, showing strong adoption.
• RLUSD is now available on Kraken, expanding its global accessibility.

Ripple has officially integrated its stablecoin, Ripple USD (RLUSD), into Ripple Payments. The step enhances its cross-border payment network, making it faster and more efficient.

Different from most stablecoins intended for consumer use, the RLUSD is intended specifically for financial companies and provides enterprise-grade utility.

The integration enables RLUSD to provide near-instant settlements, lowering costs and enhancing liquidity management for companies.

With Ripple Payments serving 90+ markets and interacting with banks, payment providers, and financial institutions, RLUSD is set to become one of the primary assets of global transactions.

Ripple’s long-term vision is to grow the role of RLUSD within its network. There are more payment service providers and financial institutions slated to pick up the stablecoin, adding to its effect on global settlement and remittance systems.

RLUSD Nears $250M Market Cap, Driving Institutional Demand

Since its release, there has been quick uptake of RLUSD. The stablecoin is approaching a market cap of $250 million and already hit over $10 billion in trading volume. The growth reflects growing demand for an appropriately backed, regulator-friendly stablecoin.

Institutional demand for RLUSD keeps growing, as companies seek stable digital assets as means of payment, liquidity, and collateral.

In contrast to unstable cryptocurrencies, however, RLUSD retains stability while fully integrating with the larger financial system.

McDonald emphasized the growing applications of stablecoin. RLUSD is currently being utilized as collateral in both the crypto and traditional markets, further cementing its position in the market. New exchanges are also continuously adding RLUSD, making it more accessible to more people.

Ripple is also working in partnership with NGOs to utilize RLUSD as charitably. Donations can be made easily and transparently through stablecoins, and the distribution of aid between borders.

This shows the capabilities of RLUSD beyond financial markets and how it is versatile in practical applications.

Kraken Lists RLUSD, Expanding Access

To help increase adoption, Ripple is working closely with the world’s leading exchanges and financial institutions. RLUSD is currently listed on LMAX Digital, Zero Hash, Bitstamp, and Bullish. Kraken is now added to the list, making RLUSD available to retail and institutional investors.

Kraken’s listing is a major step up for RLUSD as it broadens the stablecoin’s scope within the digital currency universe. The listing makes it possible for more users to trade, hold, and use RLUSD to facilitate multiple financial operations, including remittances, payments, and decentralized finance (DeFi) applications.

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