CBDCs Are Coming — And They Might Destroy Financial Freedom As We Know It

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What If Your Money Wasn’t Really Yours?

Mia Balan

The Capital

Imagine waking up one morning, pulling out your phone, and realising your bank balance looks… off.

You dig deeper and find out your money didn’t disappear — it was restricted.

Suddenly, you can’t make certain purchases.

You find a notification: “Funds temporarily frozen due to non-compliant activity.”

Image by Author via Ideogram:

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Sounds extreme, right?

But with Central Bank Digital Currencies (CBDCs), this isn’t just paranoia — it’s a very real possibility.

Governments worldwide are pushing for digital versions of cash, promising speed, efficiency, and inclusion.

But what they don’t emphasise? CBDCs give central banks complete control over your money.

If cash disappears, so does your financial privacy.

Here’s what you need to know before you sleepwalk into a future where your spending is no longer your decision.

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