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B. Salman Banaei, General Counsel at Plume Network, contributes a breakdown of four key advantages that tokenization offers for asset management, appearing in a report published by Bitcoin Suisse on September 13, 2026.
What Banaei actually argues
Testifying before the U.S. House Financial Services Committee on March 25, 2026, he argued that tokenized securities should be evaluated through the same economic risk lens as their traditional counterparts. Regulators, in his view, should resist the temptation to build parallel frameworks when existing structures can handle the underlying risks just fine.
His testimony also carried a geopolitical edge. He warned that the United States risks falling behind Switzerland and Singapore, both of which have moved faster on tokenization-friendly regulatory environments.
On the question of where to start, Banaei pointed to fixed-income and debt markets as the highest-priority targets for tokenization efforts.
The four advantages Banaei outlines in the Bitcoin Suisse report follow logically from that prioritization. Tokenization improves settlement efficiency by replacing multi-day clearing cycles with near-instant finality. It expands access by allowing fractional ownership of assets that previously required large minimum investments. It enhances transparency through on-chain audit trails that regulators and investors can verify independently. And it reduces counterparty risk by encoding compliance rules directly into the token’s smart contract logic, making certain failure modes structurally impossible rather than merely prohibited.
Plume’s own numbers tell part of the story
Plume Network launched its Ethereum Layer 2 mainnet in June 2025, and by early 2026 the platform was hosting more than 220 tokenization projects with a combined asset value exceeding $350 million.
Approximately 260,000 real-world asset wallets are now associated with the Plume network.
The platform focuses specifically on real-world asset tokenization, meaning the underlying collateral consists of things like private credit, real estate, and trade finance receivables rather than synthetic crypto assets. Transfer restrictions, investor accreditation checks, and jurisdictional rules get embedded at the contract level.
Bitcoin Suisse’s broader report framing
Bitcoin Suisse, which manages more than $3 billion in digital assets, makes a quantitative case for Bitcoin as a portfolio diversifier. Backtesting data in the report suggests that allocating between 1% and 2.5% of a portfolio to Bitcoin could improve annual returns from 6.2% to as high as 7.2%, compared to traditional bond-heavy allocations.
The report frames Bitcoin’s appeal partly as a response to concentration risk building up in AI-adjacent equity investments.
Bitcoin Suisse received MiCAR licensing in June 2026, giving it a regulatory passport for broader operations across European Union markets.
Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.
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