Ripple stablecoin chief sees $13T opportunity for RLUSD in corporate treasury

Ripple is sitting on a $13 trillion pipeline, and it just figured out how to plug its stablecoin into it.

The company’s Treasury platform, built on the back of its $1 billion acquisition of GTreasury in October 2025, processed $13 trillion in payments volume last year. None of that involved stablecoins or crypto of any kind.

From fiat pipes to digital asset rails

On April 1, 2026, Ripple rolled out two major upgrades to the platform: native Digital Asset Accounts and a Unified Treasury feature. The practical effect is that a CFO can now manage RLUSD and XRP alongside traditional fiat currencies in a single dashboard with real-time valuations.

The platform connects to more than 13,000 banks and serves over 1,000 customers ranging from small businesses to Fortune 500 companies.

Ripple Treasury SVP Renaat Ver Eecke framed the moment succinctly, noting that “digital assets have reached the CFO’s desk.” The new capabilities target liquidity management specifically, an area where speed and settlement efficiency can translate directly into cost savings for large enterprises managing cross-border cash flows.

CEO Brad Garlinghouse has characterized the $13 trillion payments flow as untapped territory for stablecoin and digital asset settlement.

RLUSD’s quiet ascent

By September 10, 2026, RLUSD’s market capitalization reached approximately $2.42 billion, with supply distributed across both Ethereum and the XRP Ledger.

RLUSD holds approvals from the New York Department of Financial Services (NYDFS) and the Dubai Financial Services Authority (DFSA). The reserves backing RLUSD are custodied by BNY Mellon, with monthly attestations and dual oversight rounding out its compliance structure.

The enterprise trojan horse strategy

By acquiring GTreasury, Ripple bought itself a seat at the table where corporate treasurers make decisions about cash management, liquidity, and payment flows. The platform was already processing trillions in fiat. The upgrade to support digital assets didn’t require those treasurers to adopt a new system — it gave them new options within the one they were already using.

A company survey cited by Ripple found that 72% of finance leaders believe integrating digital asset tools is essential for maintaining competitive advantage.

Ripple has also layered AI-powered tools into the platform for forecasting, liquidity optimization, risk management, and reporting.

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