XRP Ledger Broke Its Transaction Record, and 20 Wallets Did Most of It

The Number on the Explorer

The record belongs to ledger 106,965,249, which closed on Sunday, Sept. 13, holding 3,254 transactions. Hussein Zangana, the XRP Ledger Foundation community director known as Vet on X, flagged the record earlier today while data trackers reported 2,713 transactions in a single ledger on Sunday morning, and hours later, a 2,768-transaction ledger as a fresh high.

A Bitcoin.com News scan of 7,600 consecutive ledgers, from 18:00 UTC on Sept. 13 to 02:00 UTC on Sept. 14, found 638,801 transactions, an average of about 84 per ledger. Only 43 of those ledgers topped 2,000 transactions, and only the record ledger topped 2,800.

Who Actually Filled the Ledger?

Twenty accounts sent exactly 100 transactions each, 2,000 in all, and every one was a payment of 1 drop, the smallest unit of XRP at one millionth of a coin. Combined, those payments moved 0.002 XRP, less than a cent at XRP’s current $1.37 price. Each paid a 20-drop fee, so the batch burned about 0.04 XRP, roughly five cents.

The rest was more varied:

• 458 OfferCreate orders on the XRPL’s built-in decentralized exchange (DEX)
• 229 ticket creations
• 74 check cashes
• 22 trust line changes

At least 890 transactions failed with “tec” result codes, mostly payments whose paths ran dry and fill-or-kill orders that could not be filled. Under XRPL rules, a tec failure still “destroys the XRP paid as a transaction cost,” so those attempts padded the record while delivering nothing. Zangana wrote:

I don’t know why this person is doing these transactions but looks like throughput testing probably. Simple XRP payments are very low load on the network.

Coverage of the earlier record described a similar pattern of 1-drop transactions circulating among 20 accounts.

A sliver of the ledger pointed somewhere more interesting as eight transactions carried memos from t54 labs’ x402 facilitator, the tool that lets artificial intelligence (AI) agents pay for services with XRP and RLUSD. The network passed 1 million AI agent transactions back in July.

Why the Ledger Didn’t Choke

“Our blocks are dynamic in size limits and not fixed like Bitcoin,” Zangana added in the same post. XRPL’s own documentation says a server “increases the soft limit if the current ledger contained more transactions than the soft limit, and decreases the soft limit if the consensus process takes more than 5 seconds.” Below that limit, transactions pay the 10-drop reference cost. Above it, the open ledger cost climbs exponentially.

That self-adjusting ceiling is why a 3,254-transaction ledger did not trigger a fee spike. Early Monday, the network’s expected ledger size, as reported by the fee method, sat at 3,082 transactions, and the open ledger fee was still the 10-drop minimum.

For scale, Bitcoin block 966,909, mined at 03:52 UTC on Monday, carried 6,551 transactions. XRPL ledgers close in seconds, with the earlier record ledger closing in 3.8 seconds.

XRP’s Price Didn’t Notice

The record landed in a quiet market with XRP trading near $1.37, up 0.6% over 24 hours, while bitcoin’s price hovered around $77,517. Bitcoin.com News noted last week that XRP had been moving in near-perfect correlation with bitcoin, and a ledger stuffed with 1-drop payments did nothing to break that link.

Daily XRPL transactions stayed above 2 million through early September, peaking at 2.572 million on Sept. 3. Earlier this month, Bitcoin.com News reported that daily transactions rose 21% to 2.4 million even as XRP fell 27% in 2026.