XRP price to $18K? — One crypto ‘research’ group says it’s possible

The speculative quality of cryptocurrencies personifies the thought that “anything is just game” erstwhile it comes to valuation. These analyses tin thread a bladed enactment betwixt being respectable oregon ridiculed. In 2018-2019, tossing the thought of a $100,000 Bitcoin terms was considered truthful absurd that renowned economists took offense and condemned the specified thoughts of specified statements.

Bitcoin (BTC) certainly got the past laughter successful that case, and successful 2025, the aforesaid optimism is flowing wrong different ferociously loyal community, the XRP (XRP) army. 

After President Trump’s predetermination victory, XRP terms reached caller highs, re-testing its all-time precocious of $3.41. After 4 years of the SEC breathing down connected Ripple’s neck, the infamous securities lawsuit inactive awaits a resolution. 

As a effect of XRP rallying to caller all-time highs, adjacent larger predictions similar “$XRP to $100” oregon “$XRP to $1,000” person flooded societal media platforms implicit the past 3 months. 

However, 1 unsocial probe study takes the predictions to caller highs, with the expert forecasting an $18,000 terms people for XRP.

XRP to $18,000?

In June 2023, a period earlier XRP was declared “not a security” by Judge Analisa Torres, a valuation achromatic insubstantial named “A Comprehensive Approach To Determine The Fair Market Value Of XRP” was released. 

The achromatic insubstantial was published by Valhill Capital, wherever aggregate authors presented 5 valuation models to measure XRP’s semipermanent price, with “XRP Valuation Model #4” taking the saccharine spot arsenic the astir perfect outlook based connected token inferior and aboriginal planetary adoption. 

Utilizing the Discounted Cash Flow (DCF) approach, the basal presumption taken was that Ripple would grip a ample information of planetary transactions successful the adjacent 10 years, generating fees connected the XRP Ledger (XRPL) and perchance tokenizing a important information of planetary wealth, portion replacing accepted remittance systems likes SWIFT. The valuation investigation was carried retired based connected the pursuing data: 

• Base Global Transaction Volume: $104 Trillion

• Economic Growth Rate (Over 10 years, 2023-2032): 2%

• Applied Discount Rate: 10%

• Total Transaction Present Value: $915 Trillion

• XRP Circulating Supply: $50.7 billion

• Price per XRP: $18,036

In a cleanable satellite for Ripple Labs and XRP, wherever the XRP ledger becomes the bedrock of the planetary fiscal remittance system, the XRP service would person the wealthiness to spell to warfare with immoderate autarkic federation (pun intended).

Jokes aside, taking the exemplary astatine look worth successful 2025, Cointelegraph analyzed if the expected adoption complaint is progressing arsenic predicted. 

Fact-checking XRP rumors and reality

As of Feb. 28, 2025, determination is nary authoritative confirmation from immoderate authoritative root that XRP has been afloat incorporated by a US slope for cross-border payments oregon interior transactions.

RippleNet, Ripple’s planetary payments network, has been linked with aggregate US banks specified arsenic JPMorgan Chase, Wells Fargo, Bank of America and Citigroup but officially, lone PNC Bank and Bank of America person definitive evidence-based partnerships.

Will XRP beryllium integrated into the US banking system? Source: WallStreetBulls

Regarding Bank of America (BofA), 1 clip that went viral connected X includes Sound Planning Group CEO David Stryzewski stating that the fiscal instauration has been utilizing RippleNet and XRP for “100% of its interior transactions” for 2 years. However, the inconsistency successful information is bluntly evident. The mean regular interior transactions carried out by a fiscal instauration of BofA size is astir 1.2 to 1.5 million. 

XRP ledger payments statistics. Source: xrpscan

XRPL has not managed transactional operations of that size for immoderate 2 years since 2018. Stryzewkski besides mentioned that XRP was the 2nd largest crypto plus earlier the SEC filed its securities lawsuit against Ripple connected Dec. 22, 2020. The past clip XRP was supra Ethereum based connected marketplace capitalization was successful January 2019, astir 2 years earlier the SEC knocked connected the door.

Another incidental that caps disconnected the speculatory quality of XRP developments stems astatine Wells Fargo’s expense. In August 2024, Wells Fargo allegedly approved utilizing XRP for settling recognition paper and indebtedness payments, which Rick Lange, a certified fiscal planner, extensively spoke astir connected LinkedIn. However, Vittorio DiBenedetto, a Wells Fargo employee, near a remark successful January 2025, stating, 

Will XRP and Ripple instrumentality implicit bequest outgo systems?

To beryllium fair, XRP terms has performed good implicit the past 12 months and determination are reasons to beryllium optimistic. Cointelegraph has extensively reported connected aggregate spot XRP ETFs filed by assorted money managers successful February, indicating imaginable upside for XRP successful the future.

However, regarding XRP’s adoption and its extremity of becoming the currency travel worth pipeline of the world, RippleNet and XRP are obscurity adjacent to the projections made successful the achromatic paper. The probability of XRP being worthy $18,036 by 2030 is infinitesimally small.  

Related: Why is XRP terms down today?

This nonfiction does not incorporate concern proposal oregon recommendations. Every concern and trading determination involves risk, and readers should behaviour their ain probe erstwhile making a decision.