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ZEC $1,219 Ripple partners with Privy to add embedded wallets to XRPL
The partnership brings wallet infrastructure to the XRP Ledger for developers building payment applications.
Key takeaways
- Agent activity growing. AI agents have processed 13 million payments and now account for roughly 25% of activity on XRPL.
- Embedded wallet support. Privy's integration supports XRP, RLUSD and other digital assets issued on the XRP Ledger.
- Developer tooling focus. The infrastructure handles wallet creation, management and transaction signing programmatically for application developers.
What happened
Ripple has partnered with Privy, a company owned by Stripe, to bring embedded wallet infrastructure to the XRP Ledger. The integration will allow developers to create and manage wallets programmatically, sign transactions and build payment experiences using XRP, RLUSD and other assets on the network without requiring users to manage cryptographic keys themselves.
Privy's wallet infrastructure will support two use cases: consumer-facing fintech applications offering embedded stablecoin payments, and server-side wallets that enable AI agents to transact through payment systems. Privy will handle the underlying blockchain operations while developers retain control over the customer experience.
Ripple highlighted that AI agents have already processed 13 million payments on the XRP Ledger, accounting for roughly 25% of network activity. The partnership comes as the company seeks to expand developer access to XRPL's payment infrastructure.
First $1.52Latest $1.37-9.9% over the period
Points are daily observations, not closing prices.
Why it matters
The partnership addresses a key friction point for developers building payment applications on blockchain networks. By embedding wallet functionality directly into applications, developers can offer cryptocurrency payments without forcing users to understand blockchain technology or manage private keys. Markus Infanger, senior vice president of RippleX at Ripple, said the combination of Privy's wallet infrastructure and XRPL's fast settlement, low transaction costs and native support for digital-asset transactions would give developers a foundation for building financial products that can scale.
Questions readers ask
What can developers do with Privy on XRPL?
Developers can create and manage XRPL wallets programmatically, sign transactions and build payment experiences using XRP, RLUSD and other digital assets on the network. Privy handles wallet creation, management and transaction signing through software.
How does Privy's embedded wallet benefit consumers?
Fintech companies can offer stablecoin payments within their applications without requiring users to manage cryptographic keys. The wallet functions remain inside the service customers already use while developers manage the underlying blockchain transactions.
What role do AI agents play on XRPL?
AI agents can hold funds and transact through server-side wallets, including through payment systems like x402. To date, AI agents have processed 13 million payments, accounting for roughly 25% of activity on the XRP Ledger.
Sources · 5 publishers
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Ripple, Stripe-owned Privy partner to bring embedded wallets to XRP Ledger -
Ripple Partners With Privy to Expand XRPL Access for XRP and RLUSD Payments -
XRP News: Ripple Partners With Stripe’s Privy to Expand XRP Ledger Wallets
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Ripple partners with Stripe’s Privy to bring XRP payments to apps -
Ripple Teams With Stripe-Owned Privy to Bring Wallet Tech to XRP Ledger
