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ZEC $1,309 XRP Price Prediction Can Ripple Hold $1.40 or Is $1.20 Next
XRP hovers near $1.40 amid softer short-term momentum, supportive ETF inflows and Ripple's growing institutional finance push.
Key takeaways
- XRP near $1.40. As of October 12, XRP trades around $1.406, per market data.
- Weekly ETF inflows $11.3M. U.S. spot XRP ETFs posted a 5-day net inflow of roughly $11.3 million as of October 9.
- Next support $1.29-$1.31. The next key support zone for XRP sits between $1.29 and $1.31.
What happened
XRP is trading near $1.40 as of October 12, after pulling back from late-September highs in the $1.50-$1.60 range. The cryptocurrency is down roughly 6% over the past seven days, and short-term momentum indicators have turned negative, with the RSI at 45.05 and the MACD line below its signal line. The next key support zone sits between $1.29 and $1.31, with a broader support band at $1.18-$1.25 if selling pressure continues.
On the upside, XRP would need to reclaim the broken daily uptrend line and the $1.50 level to target resistance at $1.55-$1.67. U.S. spot XRP ETFs remain a supportive factor, posting a 5-day net inflow of roughly $11.3 million as of October 9, with total net assets of about $1.57 billion and cumulative inflows of roughly $1.80 billion since launch.
Ripple's growing institutional finance business is also in focus. The company's $1.25 billion acquisition of Hidden Road, now operating as Ripple Prime, launched its Delta One business in August 2026, enabling clients to execute total return swaps linked to US-listed equities and digital assets. On October 6, Ripple announced that Brevan Howard funds would use Ripple Prime for multi-asset prime brokerage and financing services.
Why it matters
Ripple's push into leveraged ETF financing via Ripple Prime marks a significant expansion of its institutional footprint, a sector traditionally dominated by banks and securities firms. While the move boosts Ripple's standing with institutional investors, it raises a key question for XRP holders: how much of the company's non-ecosystem business success will drive direct demand for the token. XRP remains required for ledger transaction fees, which are burned, but not all trades on Ripple Prime require XRP collateral.
What is still unclear
- It remains unclear how much Ripple Prime's financing business will drive direct demand for XRP. While Ripple has highlighted RLUSD as collateral for prime brokerage products and plans to migrate post-trade activities to the XRP Ledger, not all trades on the platform require XRP. Social media price predictions for XRP range as high as $100,000, but these targets are not tied to concrete on-chain or institutional demand metrics.
Questions readers ask
What is XRP's current price?
As of October 12, XRP is trading around $1.406, according to market data. It is down roughly 6% over the past seven days.
How much did U.S. spot XRP ETFs inflow last week?
U.S. spot XRP ETFs posted a 5-day net inflow of roughly $11.3 million as of October 9, with total net assets of about $1.57 billion.
What is Ripple Prime's Delta One business?
Launched in August 2026, Ripple Prime's Delta One business lets clients execute total return swaps linked to US-listed equities and digital assets.
